Protect your business revenue
If a crisis were to hit your business, would you be ready to
survive and overcome it? Many well-run small businesses simply
don’t have the resources needed to continue trading, and at some
point have to sell up, or close. Business interruption insurance -
also known as business income insurance - is there to help you
through the rocky patches, getting you back on your feet and
trading as usual.
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- Public liability insurance
- Professional indemnity insurance
- Employers' liability insurance
- Commercial insurance
- Business buildings insurance
- View all business insurance covers
What is business interruption insurance?
Business interruption insurance covers the consequential loss of
income a business may experience following an insured and
unexpected event - such as a fire. Both the indirect loss of
business and your revenue can be protected by the cover.
Simply Business chief operating officer, Chris Slater, explains the
ins and outs of business interruption insurance, and why cover can
be crucial for small businesses.
Watch more Simply Business videos
How business interruption cover works
If some kind of material damage has disrupted your business,
causing you a loss or difficulty in paying your employees, trading
can become impossible, at least temporarily. Business interruption
insurance provides you with the financial cover you need, to get
back on track.
For example, if a flood destroyed the contents of your business
premises, you’d probably have to stop operating. Business
interruption insurance would cover your lost revenue from this, as
long as your contents are also insured.
Add business interruption insurance to your policy
If you already have a policy with us and want to add this cover,
give our team a call on 0333 014 6683. We’ll check you’re eligible, and help get you up to date.
Do you need business interruption insurance?
Business interruption insurance can make the crucial difference
between survival and closure for many small businesses. Disaster
can strike at any time, and this cover can:
- support you back to trading
- help you pay your employees
- keep you going while you rebuild
The UK is increasingly at risk from flash floods in localised
areas, putting many pubs, shops, restaurants and services out of
business in the last few years. Business protection insurance is
designed to strengthen you against this.
- Business contents insurance
- Business equipment insurance
- Business legal protection insurance
- Contract works insurance
- High risk insurance
- Laptop insurance for your business
- Office insurance
- Personal accident insurance
- Plant and machinery insurance
- Product liability insurance
- Stock insurance
- Tool insurance
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